Expert Small Business Financing Consultants

I'm a specialist commercial finance broker with 16 years of experience helping Australian business owners access commercial property finance. As founder of Smart Business Plans, I've overseen $550 million in commercial finance across more than 3,300 clients, with a 92% approval rate working across a panel of 60+ specialist lenders. My expertise sits at the intersection of commercial property, business finance, and wealth strategy — particularly for small to medium business owners looking to buy their own premises, invest through their SMSF, or fund development projects. I work exclusively in the commercial space, which means I specialise where the major banks often can't or won't go. I'm also the author of The Premise Effect (2026), which makes the case for why Australian business owners are leaving millions on the table by renting rather than owning their business premises. I'm available to comment on: commercial property finance, SMSF borrowing, business lending, commercial mortgage rates, Australian property market trends, and small business wealth building.

I'm a small business advisor and the founder of SmallBizWorks, a virtual business advisory based in Missouri. I spent 15 years as co-owner of Slackers, a multimedia retail chain I helped grow from 1 location to 11 across Missouri and Illinois, before transitioning to education and full-time advisory work. I'm certified in Google Search, Analytics and HubSpot Email Marketing Since 2020, I've worked one-on-one with entrepreneurs across industries as a small business advisor, helping them launch, plan, and finance new ventures and acquisitions. I've written business plans and financing applications that have helped clients secure funding from $5,000 to $2 million through SBA programs, community banks, and private investors. My focus is the part of small business most advisors gloss over: the intersection of a credible business plan and a bankable financing strategy. According to the Federal Reserve Small Business Credit Survey, only 42% of applicants received the full funding they sought, 36% received some, and 22% received nothing. The quality of the business plan is one of the few variables the applicant can control. That's the space I work in. I also hold an MBA from Saint Louis University and have taught business courses at the college level since 2010, currently as an adjunct instructor at Central Methodist University since 2014. I'm available to comment on: small business financing, SBA loan strategy, business acquisition, entrepreneurship trends, business plan development, marketing, and startup planning.

Commercial finance broker specializing in SBA loans, business term loans, lines of credit, equipment financing, and real estate investment lending (DSCR, fix-and-flip, new construction). I work with business owners across the U.S. to match them with the right financing based on their credit profile, revenue, and timeline. Based in Austin, TX. My clients range from startups building business credit to established companies doing multi-millions a year. I've structured deals across 50+ lender programs and can speak to the real qualification requirements, common mistakes, and how the broker model actually works versus going direct to a bank or online lender.

We provide financing solutions from $25,000 to $10,000,000+ for small businesses and middle market companies. As passionate entrepreneurs for entrepreneurs, it's our mission to share our experiences and expertise with small and medium sized businesses looking for help and advice in securing financing for their business. While i'm not in the office I enjoy spending most of my time with family and close friends. Whether it be on the beach surfing, or in the mountains skiing, my favorite thing to do is to just be outdoors.

I founded Commercial Funding Partners in 2012 with a clear mission: build a performing portfolio of customers who return because we treat them right and help them grow responsibly. After six years at a competitor and seeing how customers were often handled at deal end, I knew there was a better way to do business in commercial equipment finance. We’re a national direct lender with capacity from $250,000 to over $100 million per project, serving manufacturers, contractors, healthcare providers, transportation companies, and others across the U.S. What sets us apart is speed paired with judgment. Our small, senior-level finance committee allows us to make decisions quickly—often the same day—and months faster than SBA processes, where time value often outweighs minor rate differences. We listen to the story behind the balance sheet and underwrite context, not just numbers. We structure real-world solutions through progress funding, 100% project financing, sale-leasebacks, and tax-aware terms that banks often can’t provide. We don’t do deals we wouldn’t sign ourselves. Over 40% of our business comes from repeat clients, many with long-standing relationships that improve with each transaction. I’m active in industry leadership with ELFA, NEFA, and AACFB, where I chaired the Education Committee for four years and received the President’s Award. Before CFP, I worked at IBM and helped manage and grow Plumbers Supply Company through its acquisition by Wolseley. I hold a BS from the University of Utah and an MBA from Westminster College. Our goal is simple: be the first call for our customers and help great businesses grow smarter and faster.

Writer, speaker author passionate about helping small business owners and consumers make…

I have been working in the alternative finance industry since 2006, through many work experiences and relationships I have built, I am able to handle a multitude of different finance options for all of my clients and contacts. Specialties: I have experience in SBA Loans, MCA’s, Business Term Loans, AR Factoring, PO Financing, Equipment Financing, Business LOC’s, merchant processing services, mortgages (both commercial and residential), underwriting, contract negotiation, financial analysis and projection, and business growth, and marketing

Kevin Wilkers is a business finance professional and contributor specializing in small business funding, working capital solutions, entrepreneurship, cash flow management, and growth financing. He works with business owners across a variety of industries, helping them understand financing strategies, capital access, and the evolving landscape of business funding. His expertise includes working capital, revenue-based financing, merchant cash advances, business lines of credit, business growth planning, and financial decision-making for small and medium-sized businesses. Kevin regularly provides insights on entrepreneurship, business finance trends, funding challenges, and strategies that help companies improve financial flexibility and pursue sustainable growth. Through his work with Mulah, Kevin stays closely connected to the challenges facing modern business owners and the financing solutions available to support expansion, operations, and long-term success.

Doug Perry is a visionary leader known for inspiring exponential personal and professional growth. He is the Managing Partner of Qual-Cap, a borrower centric boutique mortgage brokerage focused on client's financial goals, providing innovative real estate financing solutions and education. Doug has held senior leadership positions at ArchWest, Temple View Capital, Citadel Mortgage Services, 5 Arch, PennyMac, IndyMac, Countrywide Financial and Privlo, a pioneer fintech Non-QM start up. He is a recognized mortgage finance industry expert featured in segments on CNBC, CNN, Fox News, USA Today, US News and World Report, and the Wall Street Journal. Doug has a BA in Business Economics from the University of California at Santa Barbara.

Ishan Jetley is the lead SBA loan broker at GoSBA Loans. GoSBA Loans is one of the highest volume SBA loan brokers in the country. We focus specifically on business acquisitions and change of ownership SBA loans. We are partnered up with 30+ SBA lenders and close 8-10 transactions a month. We are a 100% free service to you. We are paid by the lender post close. We do a full lender outreach and talk to 10+ lenders for each deal. This allows us to consistently deliver the best rates and terms available for each deal. Our borrowers save 0.5 – 2% on their interest rate working with us. When lenders compete, you win! We are the prefect choice for acquisition entrepreneurs seeking $500K-$7.5M+ SBA loans who want maximum leverage, competitive rates, and expert guidance. If you’re interested in learning more, feel free to reach out for an introductory call here: https://cal.com/ishan-jetley-3d73m8/30min

Brett Smith is an SBA and conventional small business loan broker and SBA loan industry veteran who has worked on over $1 Billion in commercial real estate and business loans since 1988. His success as a loan producer and broker is due to his vast financial industry knowledge, network of relationships, and above all, a deep commitment to serving the borrower. Mr. Smith has been an loan broker for 15 years, and has worked hard to help countless borrowers attain financing. Before that, he gained experience and expertise from his roles as a senior executive with many leading financial and lending institutions over a 20+ year banking career, including co-founding a bank and being a top SBA BDO/loan producer at 9 different banks in the top 25 of SBA lending volume. Now, he has founded 7aSavvy as a fintech loan brokering platform in order to help more borrowers get SBA 7(a) loans and achieve their business goals.

Seth Broman is the founder of SMBQuotes, a small-business financing resource, and a 20-year veteran of SMB lending who has overseen the deployment of more than $5 billion in capital to small businesses. Formerly SVP of Business Development at Kapitus and CEO of Yardline, he speaks on SBA loan access, the pros and cons of merchant cash advances and alternative financing, and how owners should evaluate lenders beyond approval speed.

Sharita is a certified financial consultant and small business advisor who helps women entrepreneurs manage their personal and business finances, create consistent cashflow, and gain access to capital. She is passionate about empowering and educating her clients to achieve their financial goals and wellness.With over ten years of experience, Sharita has collaborated with various educational institutions, municipalities, and organizations, such as the University of Houston, Fulton County, and the U.S. Department of State, to deliver impactful financial literacy programs and workshops. She has also been recognized as the 2020 National Financial Educator of the Year and received two Texas Proclamations for her work. Sharita is a regular contributor to major publications and media outlets, and a proud alumna of the Goldman Sachs 10,000 Small Business Program.

Harrison is the founder and CEO of QuicLoans with 16 years of commercial lending experience. QuicLoans specializes in financing solutions for small businesses. Bridges traditional finance expertise with modern technology and speed. Expert in: Small business lending | Equipment financing | Alternative financing | Revenue-based lending | Commercial credit | Fintech | Sales team building | Digital marketing | Licensing compliance Location: Las Vegas, Nevada

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Sharifah Hardie is an entrepreneur, business consultant, media personality, author, technology innovator, and founder of AskSharifah.com and The People’s Chamber of Commerce. Her work spans entrepreneurship, business development, artificial intelligence, media, marketing, public relations, fundraising, sponsorship development, grants, and access to capital. Through Ask Sharifah and The People’s Chamber, Sharifah helps entrepreneurs and business owners build stronger businesses, increase visibility, access resources, pursue funding, create strategic relationships, and identify opportunities for growth. A digital entrepreneur since the early days of the commercial Internet, Sharifah built her first website in the 1990s. After surviving more than eight corporate layoffs, she became an entrepreneur and built a career spanning technology, business consulting, marketing, public relations, media, fundraising, and business development. Sharifah entered digital media in 2009 with the launch of her first podcast. Her media career has since included radio, podcasts, videocasts, television, live events, and professionally produced interview programming. She is the creator and host of In The Studio with Sharifah Hardie, featuring entrepreneurs, executives, professionals, creators, and business leaders. Through AskSharifah.com, she provides business strategy, AI solutions, marketing, branding, PR, websites, grant research and writing, sponsorship development, fundraising, and business growth services. As founder and President of The People’s Chamber of Commerce, Sharifah leads an organization connecting entrepreneurs and business owners with resources, relationships, education, visibility, funding opportunities, and tools for growth. Sharifah has also pursued public service through campaigns for elected office in California, including her announced candidacy for Governor of California in the 2026 election. Her longstanding motto is: “Do not face the unknown alone. Ask Sharifah.”

Permit Division is a trusted partner for both permit expediting and construction consulting, helping clients avoid costly delays, reduce risk, and move projects forward faster. Our team works closely with architects, engineers, and contractors, offering both technical guidance and hands-on coordination.

David Sapper is a U.S.-based entrepreneur, small business consultant, and merchant services strategist specializing in payment processing economics, profit optimization, and scalable consulting models for small and mid-sized businesses. He is the founder of BlueFinch Advisors, a consulting and merchant services firm focused on helping business owners reduce hidden costs, increase margins, and build more resilient businesses. David’s work centers on a core but often misunderstood issue in small business: payment processing. Most small businesses operate on net margins of roughly 7–12%, yet common default processors—such as Square, Stripe, and bank-issued merchant accounts—typically charge 3–4% of gross revenue. In practice, this means payment processing alone can consume 30–50% of a business’s actual profit. David helps business owners understand this math clearly and implement compliant strategies, including surcharge and cash-discount models, to dramatically reduce or eliminate processing costs. Through BlueFinch Advisors, David works primarily with card-heavy and service-based industries such as auto repair, med spas, aesthetics clinics, specialty services, and other growth-oriented small businesses. His approach goes beyond rate comparisons. He treats payments as part of a larger profitability system that includes pricing structure, checkout friction, customer behavior, and operational efficiency. David is known for a consulting-first model that aligns incentives between advisor and client. Rather than charging retainers, his firm provides ongoing business consulting, audits, competitive analysis, and access to a proprietary performance dashboard as part of the payment processing relationship. This structure allows David to focus on long-term business growth rather than short-term transactional wins. With a background spanning entrepreneurship, operations, and systems design, David is frequently consulted on topics such as small business profitability, payment processing strategy, surcharge compliance, cost reduction, and scalable advisory models. His work emphasizes transparency, practical execution, and measurable outcomes—helping business owners keep more of what they earn while building businesses that can scale responsibly.

I'm a seasoned freelance copywriter and content strategist who enjoys writing for large publications as well as startups, small to medium sized businesses, and Fortune 500 companies. You can find my work on a variety of publications and company websites, such as: -Forbes Health/Small Business -Angi -BHG Financial -CNN -Newsweek -LendingTree -U.S. Chamber of Commerce -Credit Karma -Experian -Earnest -Business Insider -Freedom Debt Relief -Nav -Rocket Mortgage -PolicyGenius -American Express -San Francisco Gate -Madison Trust/Broad Financial -OneMain Financial -Point.com -ClearChoice Dental -Roto-Rooter -Realtor.com -Insurify Learn more at https://annabaluchcopywriter.com/ or send an email to annabaluchwriter@gmail.com to discuss your project!