Ujwal Chaudhari

I lead agentic commerce at Visa, which means I'm figuring out what happens when AI agents need to buy things. Not chatbots that help you shop — actual autonomous agents that authenticate, negotiate, and transact without human intervention. We've built the first partnerships with industry leaders to make this real. The core problem is trust: how do you give an AI agent a payment credential without giving away the keys? We're solving that with tokenization, passkeys, and intent-based transaction controls that let consumers set boundaries while agents operate freely within them. Before Visa, I scaled payment infrastructure for 2.3M merchants across the world and built data products at Atlan. Stanford MBA.