John Espenschied

John is the Agency Principal at Insurance Brokers Group, an independent insurance brokerage based in O'Fallon, Missouri. He brings over 25 years of experience helping consumers navigate personal and commercial insurance across all 50 states. John has been featured as an expert source in publications including Yahoo Finance. He provides journalists with clear, jargon-free insights about insurance trends, consumer protection, and industry developments. Areas of Expertise John specializes in auto and home insurance, working with major carriers including Progressive, GEICO, Travelers, and Liberty Mutual. He can explain rate increases, coverage gaps, claims processes, and shopping strategies in plain English. He stays current on insurance technology trends including telematics programs, usag...