John Closterides is the Founder and Principal Agent of First Florida Agency, an independent insurance agency based in Ponte Vedra, Florida. A Florida-licensed 2-20 General Lines insurance agent with more than a decade of insurance-industry experience, John works with individuals, families, and business owners across personal and commercial insurance. Before founding First Florida Agency, he owned and operated an Allstate insurance agency in Illinois from 2012 to 2022, building a multimillion-dollar book of business before selling the agency and relocating to Florida. John focuses extensively on Florida homeowners and property insurance, including hurricane and wind exposures, flood insurance, roof and underwriting issues, wind mitigation, four-point inspections, replacement cost, insur...