Jocarl Zaide

I build platforms that fix the funding gap that almost killed the Filipino dream. I started my career watching banks actively avoid lending to MSMEs—even if it meant paying fines. They saw small businesses as liabilities. Not nation builders. Later, I joined a top financing company that did support SMEs, if they had full collateral for every peso. It was help... with a ceiling. And for the dreamers with nothing but grit and a spreadsheet? No one believed in them. I saw two extremes. Neither worked for the Filipino entrepreneur. So I built a new way. One where: - You don't need connections or collateral. - You’re more than your credit score. - Capital flows to those who dare to build. Today, I lead a movement—not just companies: ✅ Initiate PH: The world’s first all-in-one crowdfundi...