Avinash Barnwal

I am a statistician and data science leader with a Ph.D. in Statistics from Stony Brook University and extensive scientific contributions in machine learning, predictive modeling, and advanced statistical methods, including publications on accelerated failure time models in XGBoost and network elastic net frameworks. Currently in senior analytics and data science roles within FinTech at Kapitus, I combine rigorous academic research with practical experience developing data-driven solutions to enable better financing for small businesses across financial services.