Abhinav Kumar

Abhinav Kumar is a credit strategy and data science leader who applies machine learning and causal inference to high-stakes decisions in consumer finance. As Vice President of credit acquisition strategy at a leading global bank, he leads strategy across a $12 billion credit card portfolio - consuming ML models, designing champion/challenger experiments, and translating model output into approval decisions and measurable P&L impact. His work lives where most enterprise AI stalls: in the gap between a data science model and the business decision it's meant to drive. Abhinav is also an educator and speaker. He has delivered data science and machine learning courses at the University of Massachusetts Amherst and JK Lakshmipat University (India), lectured in IIFT New Delhi's (India) Ma...